How to Stop Getting Unsolicited Credit Offers in the Mail

Just about everyone gets irked with the so called “pre-approved” credit card offers that arrive in the mail? Sadly our dear friend, the Fair Credit Reporting Act (FCRA) of 1970 states the four credit bureaus have the right to sell your information to firms that aim to extend credit. In turn this information is collected and used to send many persons unsolicited offers for credit. However there is an easy out, for it is also current law that credit bureaus must provide a method for consumers to have their names not included in pre-approval lists used by the credit bureaus for these purposes. If you’re a United States resident and wish to not receive these “pre-screened” credit offers, Simply follow the instructions below:

Basically you have three choices. You can either:

A. Write a letter to all of the credit bureaus (Their Addresses at bottom of this article) instructing that your name be removed from these lists. Include phone number, full name, your ZIP code, postal and physical address (and previous if less than 6 months) with your Social Security Number to each bureau. build credit

B. Visiting 

C. Call 1-888-5-OPTOUT. The four main credit bureaus set this toll free gizmo up (B and C), so folks can opt out of all of them with a simple phone call or web visit. It is simply amazing how many people do not bother to do either of these.

If you have any doubts about the safety of 1-888-5-OPTOUT, it is listed as the official phone number to call at the FTC website at [] as it is also states that the web address is valid.

Here are the addresses and phone numbers to the major bureaus as mentioned above:


Equifax Options

PO BOX 790123

Atlanta, GA 30374-0123

1-800-997-2493 (Customer Service – No Opt Out)


TransUnion LLC’s Name Removal Option

PO Box 97328

Jackson, MS 39288-7328

1-888-567-8688 (can opt out)


Consumer “OPT-OUT”

901 West Bond

Lincoln, NE 68521

1-888-397-3742 (Customer Service – No Opt Out)


Related Posts

Entrepreneur Characteristic – Do You Have What it Takes?

What is an entrepreneur characteristic and do you have it? An entrepreneur is someone who invests in new business or

Three Keys to Health and Wellness

It should come as no surprise, that any discussion on health and wellness, must take into account exercise, diet and

Applying The Ingredients Of Love In Marriage

In this article we are going to share what I term the 'Ingredients' of love as applied in marriage. WHAT

How to Effectively Use Android Market APK Files and Avoid Phone Malware?

Application Package Files, the abbreviation of which is APK, is something which every Android user should have knowledge about. The

Leave a Reply

Your email address will not be published. Required fields are marked *